I’ll be honest with you, sick children scare me. And when there are fevers in the house, I can do nothing but beg God’s mercy.
That is why this post will not be a light-hearted one. It hits me too close to home.
What I have to say here will not be some comprehensive list on how to keep children healthy or how to afford healthcare. It will not be a commentary on the healthcare plan or a laundry list of helpful herbs. I could do all this, and probably will at some point, but not in this post.
This post is a story. A story of our family’s choice. A choice that works for us. Keeping YOUR children healthy is YOUR business. There is no ONE right choice. With that said, I want to share with you how we chose to think outside the box and the blessings that followed.
After years of using traditional insurance and even having insurance through my husband’s job (that we paid a pretty penny for), we felt convicted to leave the world of high premiums and numbers without names. We were introduced to a company called Christian Healthcare Ministries by some friends of ours. We liked what we saw and decided to drop our “safe” insurance and go with CHM, a Christian cost-share type program where members “shared” each other’s healthcare costs.
In many ways, it was a leap of faith.
In fact, I was pregnant with Emily at the time. CHM would not be able to cover the cost of her birth. I had no idea how we would pay the thousands of dollars it would be to deliver her, but my husband believed this was what we should do.
And the Lord provided for her birth.
Then Emily got sick. As the bills rolled in, I wondered how we would ever pay for all of this.
Hundreds of thousands of dollars.
Doing our part to help reduce the bills, we sent bill after adjusted bill into Christian Healthcare Ministries. CHM even sent someone in to help us get these bills reduced. Sometimes we felt as if we were knocking heads with the hospital. Sometimes we wondered if the money would be there to pay for it all. After all, we had only been members for a little over a year. We knew how the program was supposed to work. But would it?
And then Emily died.
And Christian Healthcare Ministries took over completely.
The hospital bill was reduced and finalized and taken out of our hands. The money began to come in from CHM and we paid off everything.
Since then we have had 2 babies and several hospital stays. We have nothing but good to say about Christian Healthcare Ministries. As it turns out, Fox news agrees with us.
If you have ever wondered about cost-share programs or simply wanted a way out of the health insurance cycle, please visit Christian Healthcare Ministries. Tell them I sent you. My referral number is 112373.